Understanding Special Considerations for Military Members in Wills

Military members face unique circumstances that necessitate special considerations in their wills. These considerations ensure that their service, benefits, and potential deployments are appropriately addressed. Here are three practical examples of special considerations for military members in wills.

1. Addressing Deployment and Service-Related Absences

Military personnel often face deployment or extended absences due to service commitments, which can complicate the execution of a will.

In this context, a member of the armed forces may need to specify how their estate should be managed during their absence. For instance, they might appoint a trusted individual as a power of attorney to handle their affairs while they are deployed. This ensures that any financial or legal matters are addressed promptly without requiring the member’s presence.

Example:
“I, John Doe, a member of the United States Army, hereby appoint Jane Smith as my power of attorney to manage my financial affairs during any periods of deployment or extended absence due to military service.”

Notes:

• It’s crucial to ensure the appointed power of attorney is someone trustworthy and reliable.
• Consider including a provision for revoking this power of attorney if circumstances change.

2. Incorporating Military Benefits and Survivor Benefits

Military members are entitled to various benefits that can impact their estate planning. It’s vital to address these benefits in their will to ensure proper distribution and avoid complications for survivors.

For example, a military member may wish to designate a beneficiary for their life insurance policy, ensuring that the funds are directed to the intended recipient. This can help avoid any legal disputes among family members after the member’s passing.

Example:
“I, Sarah Brown, a veteran of the United States Navy, designate my spouse, Michael Brown, as the beneficiary of my military life insurance policy. Should my spouse predecease me, I designate my children, Emma and Liam Brown, as equal beneficiaries.”

Notes:

• Be sure to keep beneficiary designations up to date, especially after major life events like marriage or divorce.
• Consider consulting with a financial advisor to discuss the implications of military benefits on estate planning.

3. Special Provisions for Dependents and Guardianship

Military members often have dependents, such as children or elderly parents, who may require special attention in their wills. Establishing guardianship for minors or outlining care arrangements for dependents can provide peace of mind.

In this scenario, a military member might specify who will care for their children in the event of their passing. This is particularly important for single parents who may not have another parent involved in the children’s lives.

Example:
“In the event of my death, I, Mark Johnson, a member of the United States Air Force, appoint my sister, Lisa Johnson, as the guardian of my minor children, Alex and Mia Johnson. I trust that she will provide a loving and supportive environment for them.”

Notes:

• Discuss guardianship arrangements with the appointed individual prior to including them in the will.
• Consider including a trust fund for the children’s education or other expenses to support their future needs.

These examples illustrate the importance of addressing unique military considerations in wills. By being proactive and ensuring that these elements are included, military members can secure their families’ futures and reduce potential conflicts among survivors.