Socially Responsible Investing Examples

Explore practical examples of socially responsible investing in global markets.
By Jamie

Understanding Socially Responsible Investing (SRI)

Socially Responsible Investing (SRI) involves selecting investments based on ethical guidelines alongside financial performance. This approach appeals to investors who wish to align their portfolios with their values, focusing on areas such as environmental sustainability, social justice, and corporate governance. Below are three diverse examples of SRI in international markets.

1. Renewable Energy Funds: Powering a Sustainable Future

In the context of climate change, many investors are turning to renewable energy as a viable investment strategy. This is especially relevant for those looking to diversify their portfolios internationally while supporting sustainable practices.

An actual example is the iShares Global Clean Energy ETF (ICLN), which tracks an index of global companies involved in renewable energy production, including wind and solar power. By investing in ICLN, investors gain exposure to companies in countries like the United States, Germany, and China, promoting a cleaner energy future.

Relevant Notes:

  • Variations of this investment strategy can include regional-specific ETFs focusing on emerging markets with growing renewable sectors, such as Latin America or Southeast Asia.
  • It’s important to review each fund’s underlying holdings to ensure alignment with personal values.

2. Microfinance Institutions: Investing in Communities

Microfinance offers a unique approach to SRI by providing financial services to underserved populations globally. This investment strategy not only aims for financial returns but also seeks to foster economic development and empowerment.

An example is Kiva, a non-profit organization that allows individuals to lend money to low-income entrepreneurs across the globe. Investors contribute as little as $25, which is then pooled to provide microloans for small businesses in countries like Kenya, India, and the Philippines. This model supports local economies while offering investors a chance to directly impact lives.

Relevant Notes:

  • Investors should consider the repayment rates and the social impact metrics provided by platforms like Kiva.
  • Variations include investing in microfinance funds or bonds that support multiple institutions rather than individual loans.

3. ESG-Focused International Equities: A Balanced Approach

Environmental, Social, and Governance (ESG) criteria are increasingly used by investors to evaluate companies’ ethical impact alongside their financial performance. This approach is particularly useful for those looking to invest in diverse international markets while adhering to SRI principles.

For instance, the Morgan Stanley Global Sustain Fund focuses on companies that meet stringent ESG criteria across various sectors, including technology, healthcare, and consumer goods. By investing in this fund, investors gain access to a diversified portfolio that includes firms from multiple countries and regions, all while supporting sustainable business practices.

Relevant Notes:

  • It’s crucial to research the specific ESG criteria applied by the fund to ensure they align with personal values and investment goals.
  • Variations might include sector-specific ESG funds, such as those focused solely on sustainable agriculture or clean technology.

By integrating these examples of socially responsible investing in global markets into your portfolio, you can achieve financial growth while contributing positively to society and the environment.